WHOLE REAL ESTATE NOTES PORTAL
What type of Loan Portfolio do we have?
Loan.Gallery'sTM current Loan Portfolio is comprised of single family homes and multi-unit rental properties located in attractive areas in five Florida markets. Loan.GalleryTM through its parent company Mainsail CapitalTM seeks to expand to a national scale as growth continues.
Our Loan Portfolio maturities are generally between 9 and 18 months with the exception of multifamily rental properties that can have a maturity of up to 36 months. Loan amounts typically range between $100,000 to $3,000,000 per transaction.
What sets Loan.Gallery apart?
Loan.Gallery'sTM senior partners possess decades of experience in real estate development and mortgage lending operations, which provides Loan.GalleryTM with its competitive edge.
Further, Loan.GalleryTM through its parent company Mainsail CapitalTM, and sister company Snap.BuildTM, understands the construction lending process by controlling and monitoring the construction payments from permit to sale. By paying all subcontractor bills directly and obtaining lien releases from each subcontractor this end-to-end process allows payment to borrower’s vendors several times per month. This process, in turn, benefits the builders with better subcontractor service and pricing.
With this unique business model, underwriting guidelines and structure, purchasers face limited risk from Asset Quality, Economic Cycles, and Duration. To further manage risk, in addition to completing an industry standard appraisal and borrower credit review, additional comparative sales analysis is obtained. This extra step and analysis ensure that the real value of the properties is considered for the loan portfolio.
“Mainsail’s whole note investments put me in control of my income portfolio with complete visibility on location, the borrower, and the construction process.”
“Finding quality risk adjusted yields today is difficult without also taking principle risk on the public markets. Mainsail offers short terms notes that fit our needs for both yield and planning flexibility. We can customize our own portfolio of notes to optimize both the near term and long term investment plans.”
“I am a retired accredited investor and need to make my money work for me. This is a challenge with today’s persistently low rates. I find that buying whole notes through Mainsail solves this issue while also giving me control and transparency.”